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The 4 M’s of Hardship

The hardship letter is the heart of a short sale packet.  Without it the banks won’t give you much consideration.  There are typically four areas that a hardship falls into: Monetary (job lose), Medical, Marital (divorce), and Military.  There is one more, death, but chances are you won’t be writing that one for yourself.

When it’s Time to make the Short Sale Decision

There may come a time when you are faced with a crisis, something that puts you and your family at an uncomfortable financial risk.  This could be something from job related to medical related, but none the less, you are losing sleep over the future.  In the past you may have relied on your home [...]