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Pay attention to Lender Charges

U.S. Department of Housing and Urban Development (also known as HUD) released a study today: A Study of Closing Costs for FHA Mortgages by a noted economist Dr. Susan Woodward. Basically Dr. Woodward took a national sample of 7,560 FHA-insured, 30-year fixed-rate home purchases and compared the fees that the buyer/borrower paid for mortgage broker […]

Book Review: What Every Real Estate Investor Needs to Know About Cash Flow

My wife makes fun of me, when I get some down time, all I want to do is read technical books. Everything from Ruby on Rails to a Real Estate book. Well, I just completed What Every Real Estate Investor Needs to Know about Cash Flow … And 36 Other Key Financial Measures by Frank […]

S&P/Case-Shiller® Home Price Indices Commentary

So the latest report on the resale market hit the streets, the S&P/Case-Shiller® Home Price Indices is a refined research that strives to collect, sort, organize and adjust data to achieve, what they like to call an apples-to-apples comparison.

Needless to say, this report didn’t produce a lot of confidence in the market. Which is […]

2008 Super Meme continues

Well, I’ve been challenged with disclosing additional information about myself by Dru Bloomfield. Guess I better step up to that challenge or forever hear about it each time Dru and I get together, ARMLS committee meetings, socials, negotiations. It just won’t be pleasent….

What is a meme, well, accourding to some quick google research, it’s […]

Another problem with Foreclosures

This morning the Arizona Republic published an article Foreclosures lead to Valley health risks. This points out another reason Foreclosures are bad for us. Not only are they bad for the economy, they are also bad for our health. When a property is foreclosed on, there is no one left to take care of the […]